BreedCost
Large 12-year lifespan

Irish Setter Cost: What You'll Actually Pay in 2026

$1,300 to buy (breeders charge $800 to $1,800). Then $2,060/year to keep them healthy, fed, and insured. Over a 12-year lifespan, that's $27,170 total.

Purchase Price
$800–$1,800
Annual Cost
$2,060/yr
Lifetime Cost
$27,170

First Year: $4,510

The first year hits hardest. You're paying the purchase price plus one-time setup costs (spay/neuter, initial vaccines, crate, bed, bowls) on top of regular annual expenses.

Purchase price (avg) $1,300
First-year setup (vaccines, spay/neuter, supplies) $1,150
Food $600
Routine vet care $480
Grooming $180
Pet insurance $400
Supplies (toys, bed, leash, crate) $220
Training $180
First-year total $4,510

Annual Cost: $2,060/Year

After year one, ongoing costs settle into a rhythm. Here's where the money goes each year.

Food
Vet (routine)
Insurance
Supplies
Grooming
Training
Food $600
Vet (routine) $480
Insurance $400
Supplies $220
Grooming $180
Training $180

That's $195/year less than the average large-sized breed ($2,255/yr). Low-maintenance on the wallet.

Health Issues & Insurance

Pet insurance for a Irish Setter runs $28-$58/month. Worth knowing what you're insuring against.

Common Health Issues

Hip dysplasia Progressive retinal atrophy Hypothyroidism Bloat
Monthly premium
$28–$58
Annual insurance cost
$400

Lifetime Cost: $27,170

Over 12 years, a Irish Setter will cost you roughly $27,170. Here's the math.

Purchase price (avg breeder) $1,300
First-year setup costs $1,150
Annual costs × 12 years $24,720
Total $27,170

Cost by Region

Where you live changes what you pay. West Coast and Northeast are 10-20% more expensive across the board. Midwest and Southeast save you real money.

Region Est. Annual vs. National
West $2,324 +$264
Northeast $2,283 +$223
Southwest $1,991 $-69
Midwest $1,905 $-155
Southeast $1,915 $-145

Get a personalized estimate

The numbers above are national averages. Costs vary by region, lifestyle, and where you buy. Use the calculator to dial in your specific situation.

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