BreedCost

Border Collie vs Labrador Retriever Cost Comparison 2026

Border Collie costs $1,810/yr vs $2,100/yr for Labrador Retriever. Over a lifetime: $27,740 vs $27,800. Here's where the money goes.

Border Collie

$27,740

lifetime (14 yrs)

Lifetime Difference

$60

Border Collie costs less

Labrador Retriever

$27,800

lifetime (12 yrs)

Cost Breakdown

Category Border Collie Labrador Retriever Winner
Purchase Price $700–$2,000 $800–$2,000 Border Collie
Annual Food $480 $660 Border Collie
Routine Vet Care $450 $550 Border Collie
Grooming $100 $60 Labrador Retriever
Pet Insurance $28–$52/mo $35–$65/mo Border Collie
Supplies & Training $400 $350 Labrador Retriever
Total Annual Cost $1,810 $2,100 Border Collie
Lifetime Cost $27,740 $27,800 Border Collie

Border Collie Cost Profile

Size
medium
Lifespan
14 years
Purchase Price
$700–$2,000
Annual Cost
$1,810/yr
Lifetime Total
$27,740
Full Border Collie Cost Breakdown →

Labrador Retriever Cost Profile

Size
large
Lifespan
12 years
Purchase Price
$800–$2,000
Annual Cost
$2,100/yr
Lifetime Total
$27,800
Full Labrador Retriever Cost Breakdown →

Bottom Line

Border Collie costs $290/yr less than Labrador Retriever ($1,810 vs $2,100). Over a lifetime, that gap compounds to a $60 difference.