Is a Cavalier King Charles Spaniel or St. Bernard more expensive to own?

Cavalier King Charles Spaniel is less expensive over a lifetime. Cavalier King Charles Spaniel costs approximately $24,180 over its 11-year lifespan vs $31,910 for a St. Bernard over 9 years. Annual costs: $1,880/yr for Cavalier King Charles Spaniel vs $3,140/yr for St. Bernard.

How much does a Cavalier King Charles Spaniel cost per year?

A Cavalier King Charles Spaniel costs $1,880/year on average. This includes food ($300), routine vet care ($600), grooming ($180), pet insurance ($540), supplies ($160), and training ($100).

How much does a St. Bernard cost per year?

A St. Bernard costs $3,140/year on average. This includes food ($1,140), routine vet care ($700), grooming ($120), pet insurance ($680), supplies ($300), and training ($200).

What is the purchase price difference between Cavalier King Charles Spaniel and St. Bernard?

Cavalier King Charles Spaniel purchase price from a reputable breeder: $1,200–$3,500. St. Bernard: $1,000–$3,000. St. Bernard costs less upfront by roughly $350.

Cavalier King Charles Spaniel vs St. Bernard Cost Comparison 2026

Cavalier King Charles Spaniel costs $1,880/yr vs $3,140/yr for St. Bernard. Over a lifetime: $24,180 vs $31,910. Here's where the money goes.

Cavalier King Charles Spaniel

$24,180

lifetime (11 yrs)

Lifetime Difference

$7,730

Cavalier King Charles Spaniel costs less

St. Bernard

$31,910

lifetime (9 yrs)

Cost Breakdown

Category	Cavalier King Charles Spaniel	St. Bernard	Winner
Purchase Price	$1,200–$3,500	$1,000–$3,000	St. Bernard
Annual Food	$300	$1,140	Cavalier King Charles Spaniel
Routine Vet Care	$600	$700	Cavalier King Charles Spaniel
Grooming	$180	$120	St. Bernard
Pet Insurance	$40–$80/mo	$50–$100/mo	Cavalier King Charles Spaniel
Supplies & Training	$260	$500	Cavalier King Charles Spaniel
Total Annual Cost	$1,880	$3,140	Cavalier King Charles Spaniel
Lifetime Cost	$24,180	$31,910	Cavalier King Charles Spaniel

Cavalier King Charles Spaniel Cost Profile

Size: small
Lifespan: 11 years
Purchase Price: $1,200–$3,500
Annual Cost: $1,880/yr
Lifetime Total: $24,180

Full Cavalier King Charles Spaniel Cost Breakdown →

St. Bernard Cost Profile

Size: giant
Lifespan: 9 years
Purchase Price: $1,000–$3,000
Annual Cost: $3,140/yr
Lifetime Total: $31,910

Full St. Bernard Cost Breakdown →

Bottom Line

Cavalier King Charles Spaniel costs $1,260/yr less than St. Bernard ($1,880 vs $3,140). Over a lifetime, that gap compounds to a $7,730 difference.

Compare With Other Breeds

Cavalier King Charles Spaniel vs Akita Cavalier King Charles Spaniel vs Alaskan Malamute Cavalier King Charles Spaniel vs Beagle Cavalier King Charles Spaniel vs Bernese Mountain Dog Cavalier King Charles Spaniel vs Bichon Frise Cavalier King Charles Spaniel vs Boston Terrier Cavalier King Charles Spaniel vs Cane Corso Cavalier King Charles Spaniel vs Chihuahua

St. Bernard vs Great Dane St. Bernard vs Great Pyrenees St. Bernard vs Irish Wolfhound St. Bernard vs Newfoundland

← All Breed Costs · Cavalier King Charles Spaniel Full Breakdown · St. Bernard Full Breakdown