BreedCost

German Shepherd vs Maltese Cost Comparison 2026

German Shepherd costs $2,400/yr vs $1,720/yr for Maltese. Over a lifetime: $29,350 vs $26,680. Here's where the money goes.

German Shepherd

$29,350

lifetime (11 yrs)

Lifetime Difference

$2,670

Maltese costs less

Maltese

$26,680

lifetime (14 yrs)

Cost Breakdown

Category German Shepherd Maltese Winner
Purchase Price $800–$2,500 $800–$2,500 Maltese
Annual Food $720 $220 Maltese
Routine Vet Care $600 $450 Maltese
Grooming $100 $480 German Shepherd
Pet Insurance $40–$75/mo $24–$50/mo Maltese
Supplies & Training $440 $230 Maltese
Total Annual Cost $2,400 $1,720 Maltese
Lifetime Cost $29,350 $26,680 Maltese

German Shepherd Cost Profile

Size
large
Lifespan
11 years
Purchase Price
$800–$2,500
Annual Cost
$2,400/yr
Lifetime Total
$29,350
Full German Shepherd Cost Breakdown →

Maltese Cost Profile

Size
small
Lifespan
14 years
Purchase Price
$800–$2,500
Annual Cost
$1,720/yr
Lifetime Total
$26,680
Full Maltese Cost Breakdown →

Bottom Line

Maltese costs $680/yr less than German Shepherd ($1,720 vs $2,400). Over a lifetime, that gap compounds to a $2,670 difference.