Irish Setter vs Rat Terrier Cost Comparison 2026
Irish Setter costs $2,060/yr vs $1,120/yr for Rat Terrier. Over a lifetime: $27,170 vs $19,320. Here's where the money goes.
Irish Setter
$27,170
lifetime (12 yrs)
Lifetime Difference
$7,850
Rat Terrier costs less
Rat Terrier
$19,320
lifetime (16 yrs)
Cost Breakdown
| Category | Irish Setter | Rat Terrier | Winner |
|---|---|---|---|
| Purchase Price | $800–$1,800 | $300–$800 | Rat Terrier |
| Annual Food | $600 | $200 | Rat Terrier |
| Routine Vet Care | $480 | $380 | Rat Terrier |
| Grooming | $180 | $40 | Rat Terrier |
| Pet Insurance | $28–$58/mo | $18–$42/mo | Rat Terrier |
| Supplies & Training | $400 | $220 | Rat Terrier |
| Total Annual Cost | $2,060 | $1,120 | Rat Terrier |
| Lifetime Cost | $27,170 | $19,320 | Rat Terrier |
Irish Setter Cost Profile
- Size
- large
- Lifespan
- 12 years
- Purchase Price
- $800–$1,800
- Annual Cost
- $2,060/yr
- Lifetime Total
- $27,170
Rat Terrier Cost Profile
- Size
- small
- Lifespan
- 16 years
- Purchase Price
- $300–$800
- Annual Cost
- $1,120/yr
- Lifetime Total
- $19,320
Bottom Line
Rat Terrier costs $940/yr less than Irish Setter ($1,120 vs $2,060). Over a lifetime, that gap compounds to a $7,850 difference.